The NEW approach to your mortgage.
At NEO Home Loans, we empower you with financial literacy and help guide your journey to financial freedom.
Get prequalified with The Stable Group

Greg Allen | Branch Leader
NMLS #1479641
With nearly a decade of experience in the mortgage industry, Greg has built a reputation as a trusted advisor dedicated to helping individuals and families achieve homeownership. Starting his career with local credit unions and banks, he has consistently demonstrated expertise in mortgage lending and leadership.

Cory Bedinghaus | Branch Leader
NMLS #1281056
With over a decade of experience in the mortgage industry, Cory Bedinghaus is a dedicated Mortgage Loan Advisor with a passion for helping individuals and families achieve the dream of homeownership. Over the past 10+ years, he has personally served more than 500 families, providing expert guidance and support through one of life’s most significant financial decisions.

Vicki Heinrich | Mortgage Advisor
NMLS #2087993
With over three decades of experience in the real estate industry, I bring a wealth of knowledge and expertise to my role as a Mortgage Loan Advisor. My journey began in 1990 in the real estate title business, where I gained deep insight into transactions, underwriting, and closing processes. As a former licensed title agent and underwriter, I spent 15 years specializing in bank-owned properties, as well as serving in leadership roles, including President, Vice President, and Secretary of the Miami Valley Land Title Association.

Emily Summers | Production Partner
Emily Summers is a seasoned Mortgage Professional with over a decade of experience in the industry. A three-times sales leader in the Dayton area, she is known for providing trusted, hands-on guidance to clients throughout the mortgage process. With experience in multiple roles within the industry, she brings a well-rounded perspective that helps clients navigate every step of their home financing journey with confidence.

Garret Copas | Mortgage Advisor
NMLS #1211448
Experienced sales and customer service professional with a 16-year track record of success. Passionate about building relationships and exceeding expectations. Outside of work, my world revolves around my family – my wife, Haley, and my two children, Blakely (3) and Bryson (10). I'm actively involved in my son's sports, coaching his baseball teams and cheering him on from the sidelines. In my free time, I enjoy staying active with pickleball and golf, and I also participate in a co-ed bowling league. A true sports enthusiast and family man.
OUR PROCESS
Step 1
Discovery
We need to learn about you so we can understand your financial situation and long-term goals before we prescribe a mortgage strategy.
Step 2
Strategy
We will analyze mortgage options with the lowest cost and greatest prosperity potential for you and your family, then present you with a Total Cost Analysis - a digital and easy-to-read breakdown of your mortgage options.
Step 3
Execution
We create a flawless home loan experience for you. If you are in a highly competitive market, we will position you to close your loan as quickly as possible. If you need more time to prepare, we will continue to advise you on your financial situation until you are ready to buy or refinance your home.
Step 4
Wealth Maximization
Your life and the real estate market where you live can change rapidly. Even after you are in your new home, we will continue to manage your mortgage and help you maximize your wealth.
The closing of your loan is just the start of our relationship.